California roadways are home to thousands of automotive accidents each year. In the vast majority of cases, both drivers have their own insurance. However, some accidents involve motorists who are uninsured or under-insured. This can lead to a great deal of hassle and frustration for the driver who was properly insured.
A Sacramento uninsured motorist lawyer can explain that California law requires that every motorist maintain liability coverage in case they are responsible for causing an accident.
A Sacramento uninsured motorist attorney can explain how different uninsured motorist cases arise. There is the classic case of a person being hit by a negligent driver who irresponsibly does not pay for automotive coverage or who let the insurance lapse. Another situation that a Sacramento uninsured motorist lawyer may be able to explain is when the driver is under-insured, meaning that the insurance that he or she has is inadequate to provide compensation for the damages that he or she caused. An uninsured motorist claim may also arise when the accident was a hit-and-run and the driver is unknown.
In California, motorists can be covered by uninsured motorist protection. This allows you to sue your own insurance company in order to recover for the damages that you suffered. The insurance company can then choose to pursue the negligent party who caused the accident in order to recuperate the damages that it awarded you.
A Sacramento uninsured motorist lawyer understands the difficulty of pursuing legal action against your own insurance company. However, he or she is also hired to represent your best interests. He or she can handle the communication with the insurance company as you concentrating on healing from the accident. Our team can fight for you to receive the full value of your damages, including property repairs or replacement and medical expenses.
Our team of legal professionals knows how difficult and frustrating it can be to go through an uninsured motorist claim, especially when you have been responsible for paying your own insurance and have to deal with the consequences of other parties being irresponsible. Our legal team can work for you so that you do not have to deal with all of the legal headaches. Contact a Sacramento uninsured motorist attorney from Amaya & Associates Law Group by calling us at (916) 452-6116. Your initial consultation is always complimentary and confidential. Our law firm has a history of proven results.